Here’s more finance stuff…this seems to be a popular subject!

Things to consider when joining your finances:

Create a budget that you both can live with.

Work together to plan your financial future. Don’t leave it up to your spouse. Set savings goals.

Determine how you want to handle your banking – is a joint account right for you?

If necessary, change your name on all important legal documents

Update beneficiaries on investments, savings accounts, insurance policies, pensions, 401K’s and IRA’s.

Organize all important and legal documents and keep in a safe place.

Reconsider your insurance needs – you may qualify for discounted rates by merging all policies with a single provider.

Inform employers of your new married status and make changes to benefits plans if applicable.

Decide if you want to file joint or separate tax returns.

Phew!